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Navigating the Online Earnings Landscape: Do's and Don'ts for Success

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In the ever-evolving digital era, earning money online has become a viable and accessible option for many. However, like any venture, success in the online realm comes with its own set of do's and don'ts that individuals should be aware of to navigate this dynamic landscape effectively. The Do's of Earning Money Online Diversify Your Income Streams: Diversification is the key to stability. Engage in multiple online earning avenues, such as freelancing, affiliate marketing, or selling products. This spreads the risk and ensures a steady flow of income even if one source fluctuates. Invest in Skills Development: Continuously upgrade and acquire new skills. The digital landscape is dynamic, and staying relevant is crucial. Investing time and resources in learning new technologies or improving existing skills will enhance your earning potential. Build a Strong Online Presence: Establishing a robust online presence is essential for attracting opportunities. Create

Understanding the Real Cost of Obtaining a Loan in Kenya

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When considering an investment , it's crucial to delve beyond the surface interest rate disclosed by banks. In Kenya, while the current capped interest rate for bank loans stands at 13.98 per cent (as of September 2023), there's a cluster of hidden expenses that significantly contribute to the overall cost, often overlooked by borrowers. Here's a comprehensive breakdown of five essential charges that investors should be aware of: Government Taxes: Banks impose exercise taxes on loan charges, typically at a rate of 20 per cent. For instance, on bank fees ranging between Ksh20,000 to Ksh40,000, an additional excise charge of Ksh4,000 to Ksh8,000 per loan application applies. These hidden taxes considerably augment the initial interest rate. Loan Application/Processing Fees: These encompass various charges like appraisal, negotiation, and loan arrangement fees. While some banks subtract these fees from the loan amount, others demand upfront payment from the borrower.

How to Make Ksh4,500 through FNFCOM’s Safaricom Airtime Distribution

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Kenya has an estimated population of 55 million people today out of which 25 million are adults with the median age being 19.  With the First and Fast Communication System Company (FNFCOM) referral marketing program, you can make Ksh4,500 daily by helping us with online marketing of our Safaricom Airtime Distribution.  You can even cycle more than twice a day if you are good at online marketing – or even more than five times a day if you are great at online marketing.  Over time, with the increase of your confidence, you can cycle as much as you can – depending on what your confidence permits.  They say simplicity is genius.  Are you interested in finding out if what we offer online is what you have been looking for? Get in touch with us via WhatsApp by sending a message ‘Sasa’ to 0722950692 or visit our website. Don’t miss out on this amazing opportunity to earn money online.  How the FNFCOM Safaricom Airtime Distribution System Works  First, you will need to create an account at FNF

10 Ways for IT Students in Kenya to Earn Extra Cash While Studying

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Information Technology ( IT) is arguably one of the most popular careers to pursue today. As much as being an IT student can be challenging, time-consuming and expensive, it is equally rewarding. There are a number of ways an IT student can make some extra money while studying. We have compiled for you some of the ways you can make money without compromising your performance as an IT student.  Coding:   Coding is one of the most valuable and in-demand skills in the  IT industry today . If you have a good command of one or more  programming languages , you can use your coding skills to create websites, apps, games, or software for yourself or others. Designing:   Designing is another skill that can help you earn extra cash as an IT student in Kenya. If you have a flair for creativity and an eye for aesthetics, you can use your design skills to create logos, graphics, animations, or UI/UX for yourself or others. Tutoring:   Tutoring is a great way to earn that extra cash

10 Well-Paying IT Jobs That Don’t Require Coding Skills

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  The world is shifting towards the digital era where information technology (IT) and coding skills are traditionally been highly sought after. However, not everyone is passionate about IT, coding, or programming. The good thing is that the IT industry offers many rewarding career opportunities that don’t demand expertise in coding. In case you have an interest in a tech career which you are already pursuing, or are in the process of starting to pursue, we have compiled for you 10 well-paying IT jobs that you can consider and earn extra money ; 1. IT Project Manager IT Project Managers are crucial in overseeing technology projects from conception to completion. They are responsible for planning, organizing resources, and ensuring that projects are delivered on time and within budget. Strong organizational and communication skills and a good understanding of technology are essential for this role. 2. Systems Analyst Systems Analysts bridge the gap between business needs a

10 Online Side Hustles in Kenya That Only Need A Laptop

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With the current digital transformation that Kenya and the globe are experiencing – together with the monetization of various social media platforms, more people are today earning from various online work. A 2021 National Study on Digital and Digitally Enabled Work in Kenya released by the Kenya Private Sector Alliance (KEPSA) revealed that at least 1.2 million Kenyans are working online, earning an average of Ksh20,773 per month. The study further revealed that 63 per cent of adult Kenyans were aware of the online hustles, commonly referred to as the ‘gig economy’ – a figure that is definitely high today. Online workers, digital marketers and websites, as well as academic writers, had the highest number of Kenyans in the gig economy. The globe was already pushing digital changes in various sectors and the COVID-19 pandemic hastened the evolution of the work landscape towards digital and remote options. We take you through some of the 15 online opportunities that you can be a

TOP 5 OBSTACLES PREVENTING ENTREPRENEURS FROM BECOMING EFFECTIVE LEADERS

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 Leadership Skills 101: Exceptional leadership creates an exceptional business and motivates a team to move in a focused and coordinated way to reach a common goal. Doing this effectively, however requires decisiveness, purpose and foresight.  It's a true challenge to lead in a way that promotes admiration and respect. Below is a handful of dynamics that might be getting in your way. #1. Lack of Support and accountability Perhaps the most common issue leaders face is lack of support system. The competition is cutthroat. The pressure to increase revenue as well as efficiency of operations is expected from the CEO's first day. Lack of support, accountability, or an advisor can lead to poor decisions. When there is no one to teach a CEO the ropes, it can be difficult to organize thoughts and make clear, concise decisions. #2. Inspiration deficit A leader is responsible for keeping a team motivated, but helping people stay upbeat and enthusiastic in pursuit of a goal can be diffic