7 Top Tips on How to Reach Your Financial Goals In 2021

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Since time immemorial, it has always been a practice that as the year starts, people make/write down resolutions for the year. 

Top on that list of resolutions will always be an issue to do with money – unless the person drafting the list is already a millionaire. 


So, we are already done with the first month of 2021 that means we have 11 months to go for you to actualize your goals. 


Here are 7 basic but top tips on how you can reach your financial goals this year: 


Look for suitable investment opportunity 


If you already have some money, use it to invest in available opportunities that can enable you earn more. Today, you will find many investments opportunities, like the First and Fast Capital Investment Limited (Fnfcom), an online airtime distribution system which allows you as a member to market our system on our behalf and get compensated for paying you a commission for every referral you bring to us.



Start practicing effective saving 


Even if you earn million monthly, there is no way you will reach your financial goals unless you save, and the saving must be effective. 


Effective saving is where you allocate a certain percentage out of your income as saving, then budget on how to spent the remaining – and not spending them saving what remains. 


Minimize your insurance premiums 


Today there are many insurance companies out there, and it is no surprise that you might end up having multiple insurance policies for different companies – to serve different purpose. 


Even though it is good to have an insurance policy for like your child’s education or to cover for sickness, it is always advised that your total insurance premiums should not exceed 15% of your annual gross salary.


Diversify your investments 

When it comes to investments, the rule has always been that – never put all your eggs in one basket. As much as you might opt to invest in Fnfcom, also have other places you have invested in so that in case you are unlucky on one investment, you have somewhere to run to.


Also Read: 12 Types on Online Jobs You Can Do To Make Money in Kenya

 

Invest prudently and calculate your risks 


In whatever platform you are putting your investment in, always know if it guarantees your capital and the percentage a guarantor holds on your investment. Always ensure you know basic details about the investment you’re about to make before opting in.


For Fnfcom, we target youths who have smartphones but don’t have money they can use to buy airtime which will enable them access the internet that has job and business opportunities in plenty. 


To sign up for Fnfcom, click here.


Fnfcom is an online Airtime Distribution system which is designed to target young people in Kenya aged between 16 years to 35 Years who have Smartphones and lack the money to top up their handsets with airtime in order to access the internet where Jobs and Business Opportunities are in abundance. This system is DESIGNED to solve the following challenges faced by our Kenyan Youth:

1.Okoa Airtime
2.Okoa Data Bundles.
3.Mobile Loans such as Fuliza, Mshwari and K.C.B Mpesa.




Joshua Cheloti

 

Joshua Cheloti is a digital journalist and an experienced content creator with demonstrated writing skills on a variety of topics ranging from digital investments, business and technology.

 

Comments

  1. AmeliaOctober 7, 2021 at 9:07 PM

    fastcapitalhk.com Business Funding Simplified A group of Banking Finance professionals with over 12 Years Experience focused on BG, SBLC, MTN, LTN, Monetization, Non Recourse Funding and Private Placement Programs Read more Arabic Chinese Dutch English French German Italian Portuguese Russian Spanish Сelebrating the 12th anniversary of our company and thank our customers for their trust

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